Art Historie Fine Arts
We don't just sell art~
We sell art HISTORY
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Art Historie Fine Arts We don't just sell art~ We sell art HISTORY
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WHY we do not accept Pay Pal from foreign buyers or for amounts greater then $500~
We have been SCAMMED by an international buyer for over $2500~Pay Pal will not give the seller any support when shipping to an NON CONFIRMED address, which ALL international addresses are. According to PayPal accepting their ToS (Terms of Service) in effect means you waive your rights to credit card consumer protection laws if you want to use their service, and that you may not issue a chargeback for unauthorized use of your credit card and PayPal account, or if you do, then they have the right to limit your account. Their customer service is horrible. They used to hide their telephone number, (intentionally - by their own admission) and only provided support via "form" emails. Their terms of service are not completely disclosed upon signup and some key "conditions" are not disclosed. They fail to mention their total lack of security to prevent your account from being compromised by phishing & spoof sites. That if your account is accessed by a criminal using one of these methods, PayPal will hold YOU monetarily & legally responsible! Also, no place do they openly tell potential members that their money is 100% at risk. That PayPal can, will, and has in the past, completely cleaned out customers' accounts, (including your checking or savings account) with no appeals process available. Instead they bury in the fine print of 37 pages of their "Terms of Service" (ToS) where they disclose to you that PayPal can close your account for any reason what-so-ever, or no reason, and then you have to wait 180 days to get your money. This HAS happened to US. Only have enough money in your Pay Pal account that you are WILLING TO LOSE. If you are a bona fide, up-standing individual with hundreds of successful transactions, but someone pays you with a stolen credit card, your account (by PayPal's own admission) is immediately flagged as being "criminal behavior" and any money in that account is confiscated. If a customer "disputes" the charge, same thing happens. (See email above.) PayPal claims that they will fight chargebacks, but read this before you fall for that one. Pay Pal's fees for NON-credit card funding are the same as for credit cards! This is the single biggest rip off on their site. We understand Paypal charging a fee when you fund your account with a credit card. After all, they are being charged by Visa/Mastercard, etc. And we understand there is a lot of fraud with credit card funding. However, most of the money sent within the Paypal system no longer comes from credit card funding. However, money spent from PayPal account to PayPal account is subject to the exact same fees credit card purchases are! This money has been in the system for years and is "clean." That is, there are no fees at all to Paypal, and there is almost no fraud at all with this money, but Paypal charges the SAME fees to transactions with NON-credit card funds! Thus every transaction makes PayPal money, but it's nothing more than an entry in a computer database on their system. No money has actually moved, and there are no costs to Paypal. They are just skimming the gravy. Currently we are being accessed a 5% fee per transaction, something a business cannot afford to absorb on sales over $1000. Pay Pal is NOT FDIC insured. So in effect, your money has NO SECURITY sitting in Pay Pal's possession. You also have NO RECOURSE should Pay Pal arbitraily decide to freeze or put a hold on your funds for WHATEVER reason. BE CAREFUL! WE ARE!
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